You Still Have Options, But Time Matters
Behind on your mortgage or facing a home sale date?
For more than 20 years, Nathan Stanworth has helped Utah homeowners understand their options and take action before it’s too late.

Clear Options Start With a Simple Conversation
Receiving a Notice of Default can feel overwhelming. You may already be getting calls, texts, letters, and even people at your door. Most are looking to buy your home. That’s not why we’re here.
For over 20 years, Nathan Stanworth has helped Utah families navigate situations like this. Too many people lose homes they didn’t need to, simply because they weren’t given clear information or real options. The right conversation at the right time can change what happens next.

When We’re Helpful
Common situations we hear from homeowners every week

Facing a Sale Date or Notice of Default
When a timeline is already in place, understanding what steps can slow things down or change the outcome can make a real difference.

Behind on Payments or in Forbearance
If you’ve fallen behind or are in a temporary relief plan, we help explain what comes next and what options may still be available before things move forward.

Getting Calls and Offers to Buy
It’s common to be contacted by people looking to purchase your home. We focus on helping you understand your full range of options, not just whether you should sell.

Deciding Whether to Keep or Sell
Sometimes the hardest part is knowing which path makes the most sense. We walk through both sides so you can make a decision based on facts, not pressure.
How We Help
We focus on helping you understand what’s in front of you and what choices you actually have, so any decision you make is based on your situation, not urgency or outside noise.

Exploring Ways to Keep Your Home
We walk through options like loan changes, temporary payment relief, and other paths that may help slow things down or create space to recover, depending on your timeline and lender.

Understanding Legal Paths
When it fits the situation, we can explain how legal options like bankruptcy may affect the sale timeline and what that could mean for your ability to keep or sell the home.

Selling on Your Terms
If keeping the home is not the right fit, we help you look at traditional, short, or cash sale options. This is a type of sale we specialize in, and our focus on situations like yours often leads to outcomes that a typical transaction does not.
What to Expect
A straightforward process from the first call forward
A Short, Private Conversation
We start by listening. You share what’s going on and any deadlines you’re facing, so we understand your situation before anything else happens.
Clear, Honest Options
We walk through what can realistically be done, based on your timeline and lender, without pressure or sales talk.
A Path Forward
If you want help, we outline next steps and timing. If not, you still leave with clearer direction than when you started.

Nathan connected us with a lawyer who actually took the time to look at our situation instead of just pushing us into filing. We ended up finding a way to stay in our home of 16 years, and Nathan never charged us a thing for helping make that happen. I still can’t believe how different things look now compared to a few months ago.
- Sarah H.
I didn't even know what a short sale was, Nathan explained what it meant and walked me through my options instead of just telling me what to do. We ended up selling the house in a way that made a lot more sense for our situation, and I was able to walk away with more than I expected instead of the ... bank taking it.
- Tyler R.
He took the time to listen, explain things in a way I could understand, and help us through a situation we never thought we’d be in. I would absolutely recommend him to friends or family if they ever shared that they were dealing with something similar.
- Nicole M.
Start With a Free Conversation

